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Introduction

Developer Documentation

Payylo is a split group payments platform that enables seamless payment distribution between multiple parties using providers like Stripe, Rede and Redsys. Integrate once and let Payylo handle the coordination.

Full API reference: the complete, interactive endpoint list lives at api.payylo.com/docs (Swagger UI — try every request live). The raw OpenAPI spec is at api.payylo.com/swagger.yaml.

What is Payylo?

Payylo simplifies complex payment scenarios by allowing you to:

  • Split payments automatically between multiple recipients
  • Manage payouts with flexible distribution rules
  • Handle group expenses with transparent fee allocation
  • Process payments through trusted providers like Stripe, Rede and Redsys

Quick Start

Get started with Payylo in minutes:

  1. Authentication — Set up API keys and authentication
  2. Making Your First Payment — Process your first split payment
  3. Embedded Checkout — Drop the white-label widget into your own site
  4. Webhooks — Handle payment notifications
  • Online travel agencies — Split booking payments between the final users.
  • Event booking — Handle payments for group bookings and shared expenses (e.g. tickets, accommodation).
  • Multi-card payments — Split a single payment across multiple cards.

Key Benefits of Group Payments

Flexibility

  • Item-level splitting: Users can pay for specific items they want
  • Partial payments: Cart can be filled gradually as users join
  • Different payment methods: Each user can use their preferred payment method

User Experience

  • Shared checkout: Single URL for all participants
  • Real-time updates: Users see what’s already claimed
  • Independent payment: No need to coordinate other users’ payment details

Merchant Benefits

  • Single order fulfillment: One complete payment for the entire cart
  • Reduced complexity: Payylo handles coordination between multiple users
  • Guaranteed completion: Preauthorization ensures all payments will succeed

Get Help

Ready to start building? Check out our Quick Start Guide.

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