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Introduction

Developer Documentation

Payylo is a split group payments platform that enables seamless payment distribution between multiple parties using providers like Stripe, Rede and Redsys, plus Venezuelan rails (Mercantil, BNC, Banesco, Zelle). Integrate once and let Payylo handle the coordination.

Quick StartAuthenticationPayment FlowSingle PaymentsEmbedded CheckoutWebhooksAPI ReferenceGet Support

Full API reference: the complete, interactive endpoint list lives at api.payylo.com/docs  (Swagger UI - try every request live). The raw OpenAPI spec is at api.payylo.com/swagger.yaml .

What is Payylo?

Payylo simplifies complex payment scenarios by allowing you to:

  • Split payments automatically between multiple recipients
  • Charge single payers with a one-off payment link
  • Manage payouts with flexible distribution rules
  • Handle group expenses with transparent fee allocation
  • Process payments through trusted providers like Stripe, Rede and Redsys, or Venezuelan rails like Mercantil, BNC, Banesco and Zelle

Quick Start

Get started with Payylo in minutes:

  1. Authentication - Set up API keys and authentication
  2. Making Your First Payment - Process your first split payment
  3. Embedded Checkout - Drop the white-label widget into your own site
  4. Webhooks - Handle payment notifications
  • Online travel agencies - Split booking payments between the final users.
  • Event booking - Handle payments for group bookings and shared expenses (e.g. tickets, accommodation).
  • Multi-card payments - Split a single payment across multiple cards.

Key Benefits of Group Payments

Flexibility

  • Item-level splitting: Users can pay for specific items they want
  • Partial payments: Cart can be filled gradually as users join
  • Different payment methods: Each user can use their preferred payment method

User Experience

  • Shared checkout: Single URL for all participants
  • Real-time updates: Users see what’s already claimed
  • Independent payment: No need to coordinate other users’ payment details

Merchant Benefits

  • Single order fulfillment: One complete payment for the entire cart
  • Reduced complexity: Payylo handles coordination between multiple users
  • Guaranteed completion: Preauthorization ensures all payments will succeed

Get Help

Ready to start building? Check out our Quick Start Guide.

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Quick Start